Benefits

The City of Wilmington offers two health plans provided by UMR:

• The Traditional (PPO) plan provides a deductible, annual maximum and co pays for office visits, prescriptions drugs, and urgent care and emergency room services when using network providers. The plan has both in-network and out-of-network coverage with differing deductibles.
• The High-Deductible Health Care Plan (HDHCP) with a Health Savings Account (HSA) has higher deductibles. With this plan, the employee pays for all services, including prescription medications, up to the deductible. After reaching the deductible, the plan pays 90% for services received from in-network providers and prescriptions. The HSA can be used to pay for the deductible and out of pocket costs not covered by insurance. For employees who choose the HDHCP, the City makes a monthly contribution to your HSA account.

Transparency-in-coverage.uhc.com

Employees may choose from:

• Employee only
• Employee/child(ren)
• Employee/spouse
• Family coverage

The City of Wilmington offers dental coverage through Delta Dental of NC. Employees may choose from Employee only; Employee Child(ren); Employee Spouse; or Family coverage.

The City of Wilmington offers vision coverage through Community Eye Care. Employees may choose from Employee only; Employee plus one; or Employee family.

The city offers the opportunity to reduce medical health care premiums and earn money to pay for eligible medical expenses by participating in many wellness initiatives.

The city clinic provides wellness services free of charge for covered employees and dependents. The clinic provides services Monday through Thursday from 7:30 a.m. to 4:30 p.m. and on Friday from 7:30 a.m. to 11:30 a.m.

There are two optional programs offered through Flores & Associates that allow the employee to save pre-tax dollars for unreimbursed medical expenses and dependent care expenses. To access flexible spending account forms, speak to a representative at 1-800-532-3327.

Employees begin mandatory participation in the North Carolina Local Governmental Retirement System immediately upon hire. The employee contributes 6% of gross wages to the retirement program. The city also makes contributions based on guidelines provided by the Retirement System. For more information on the Retirement System visit the NC Treasurer website or call 1-877-627-3287.

The City of Wilmington offers two deferred compensation programs, 401(K) and 457. For all employees, the city contributes 4.5% of salary to the 401(K) plan regardless of employee contribution. Employees may choose to contribute additional money to the deferred compensation plans within IRS guidelines.

Each year during open enrollment, held in April, the city offers a variety of optional insurance programs through payroll deduction. During this time, you may select coverages for short-term and/or long-term disability, whole and term life insurance; Cancer, Critical Illness, Hospital Indemnity and Accident Insurance.

The City of Wilmington provides an employee assistance program and work-life services from ComPsych, The Guidance Resource Company. This employer-sponsored benefit provides employees and their immediate family up to six free sessions/visits (counseling, financial resources, legal support, work/life solutions, online will preparation, emergency travel assistance and identify theft protection) per fiscal year per type of service per situation. To access services, call 1.855.365.4754 and identify yourself as a City of Wilmington employee. The following benefits are available 24 hours a day, 365 days a year.